Card, wallet, invoice, or house account. Tip pools calculated per role. Kitchen and floor crews get paid the same night through XODIAK. Payment processing that costs less because it settles on our chain, not through a legacy processor.
Every capability listed below is included in the base module. No add-ons, no unlock fees, no per-seat surcharges. If you're on xRESTAURANTx, you have this.
Chip, tap, swipe, Apple Pay, Google Pay, and internal house-account for corporate diners. One reader, every format.
Configure your split — server 60% / bar back 15% / kitchen 25%, or per-hour weighted, or straight percentage. Math runs automatically and payouts include the split.
End of shift, staff can cash out. Money hits their debit card in under 5 minutes via XODIAK settlement. No 3-day ACH wait.
If your policy is kitchen-inclusive tip pools (or gratuity-in-lieu-of-tip for large parties), the system routes automatically.
Every refund logs the reason, the manager who approved, and the affected line items. Great for coaching, great for franchise oversight.
Because XODIAK settles on our own chain, we bypass the biggest processor markup. Typical operator saves 0.4–0.9% on card volume.
Every operator we onboard runs this same tutorial in their first week. Most complete it in one sit-down; the whole team is comfortable inside two shifts.
Standard KYB (Know Your Business) intake for the restaurant entity. Verify the bank account you want batch settlements to hit. This is the one-time compliance step.
Pick your model — server-share, kitchen-inclusive, tipped-out, or per-role percentage. Set the exceptions (bar back gets $2/hour flat plus percentage, etc.). Save.
Staff opt-in from their phone. They connect a debit card (their existing card is fine). End of shift, they get a push notification asking if they want to cash out — 90 seconds start to finish.
Server closes checks. Manager posts final tip pool. Instant payouts fire. Everyone goes home with money in their pocket. First-shift completion rate is typically over 95% on the operator side.
The morning dashboard shows batch settlement, tip-pool distribution, refund audit trail, and any exceptions that need attention. Most operators spend 2–3 minutes on it, not 45.
xRESTAURANTx modules are not sold separately. Bundle everything — you pay one flat rate keyed to your restaurant's size, not a per-module upsell.
Concrete scenarios from actual operators using the module in production. Every scenario carries a metric or a mechanism, not a marketing slogan.
Line cooks who cash out same-night have a 34% lower turnover rate at 90 days in the pilots we ran. Rent is due on the first, not on the third Friday when payroll clears. Same-night wages match how life actually works.
State labor auditor asks for tip-pool distribution proof for the last 12 months. You pull one report showing every shift, every tip pool, every allocation, every payout. Audit closes.
XODIAK is our own settlement layer. Card authorization goes to the card network as normal, but settlement to your bank flows through our chain. That's how we cut the processor markup out.
No. It's your money — the tip and hourly wages already earned that shift. XODIAK just moves it fast.
Cash tips are declared through the same tip-pool flow but marked as cash. The system tracks them for compliance without moving the money.
xRESTAURANTx modules are designed to work together. These four are the ones most operators use alongside Payments & Instant Payouts.
Book a 20-minute demo. We'll walk through Payments & Instant Payouts on your actual menu and show you how it lands on the floor.